欧洲市场领先的营业中断损失专家
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· Business interruption loss assessment and inventory loss assessment
· Confirmation of insured amount and model design
· Loss assessment and model design, especially for complex cases
· Business analysis, such as third-party liability claims and white-collar crime
· Business Risk Management Consulting
· Providing expert advice for court proceedings
· Provide professional training for enterprises, insurance companies, brokers, assessors, etc.

What is Business Interruption (BI) Loss?  
If the operations of the Insured are interrupted or disturbed due to an insured property damage the Insurer indemnifies the resulting loss. The loss consists of ongoing cost and net profit within the insured entity which could not be earned due to the business interruption. The loss is indemnified until the time that the loss ends, however, latest until the end of the indemnity period.* 

*Translation based on German Standard wording "Musterbedingungen FBUB 2008, Verband der Deutschen Versicherungswirtschaft"

What is Contingent Business Interruption (CBI) Loss?  
CBI, and extension of BI, is contingent on property loss of a customer or supplier of the Insured rather than on a property loss of the Insured.

Sums Insured: Important of Adequate Sums Insured 
Insurer: Premium are largely based upon the Sums Insured under the policy. If the Sums Insured are understated, the Insurer will collect less premium than is merited by the risk.*
Insured: In the event of a loss, an inadequate level of cover may result in only a partial indemnity being received. In extreme cases, all rights under the policy may be forfeited.*  

*Extracted from "Riley on Business Interruption Insurance" 9th Edition by Harry Roberts"

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